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What To Do If You Lost Your Title in New Jersey?

HomeAll PostsblogWhat To Do If You Lost Your Title in New Jersey?
September 20, 2024 245Views

Losing the title to your car can feel stressful, but don’t worry—it’s possible to replace it. In New Jersey, the car title is an important document. It shows ownership of your vehicle. Without it, selling or transferring your car can be difficult. Here’s a simple guide to help you get a new one.

Step 1: Make Sure You Are the Owner

Before applying for a duplicate title, make sure you are the registered owner of the car. If the car is financed or leased, you’ll need to contact the finance company or leasing company for the title. They may still hold the original document. If the car is paid off, you can apply for a duplicate title directly.

Step 2: Gather Important Documents

To apply for a replacement title, you need some paperwork:

  • Your driver’s license or ID to prove your identity.
  • Your vehicle’s registration as proof that you own the car.
  • The VIN number of your car (Vehicle Identification Number). You can find this on your car’s dashboard or in your paperwork.

Step 3: Apply for a Duplicate Title

In New Jersey, you can apply for a duplicate title in two ways:

  1. Visit Your Local MVC Office
    You can go to the nearest Motor Vehicle Commission (MVC) office. Fill out form OS/SS-UTA for a duplicate title. Make sure to bring your ID and other required documents. You will also need to pay a small fee, usually around $60.
  2. Mail Your Application
    If you prefer not to go to the MVC office, you can mail in your application. Download the same form OS/SS-UTA from the MVC website, fill it out, and mail it along with your documents and payment.

Step 4: Wait for Your New Title

Once you submit your application, the MVC will process your request. It usually takes about 2-4 weeks to receive your new title by mail.

Step 5: Keep Your Title Safe

Once you receive your duplicate title, make sure to store it in a safe place. It’s a valuable document you’ll need if you decide to sell or transfer your car.

Conclusion

Losing your car title in New Jersey doesn’t have to be a big problem. By following these simple steps, you can get a replacement title and get back on track. If you’re planning to sell your car, having the title in hand will make the process easier and faster.